Of gays and surrogacy

I had a chat with a Singaporean friend staying at Bangkok for 2 years. Both of us were amazed by the Thais, particularly on their accepting culture no matter who you are and who you like.


Happy 2nd birthday!

I barely scraped through this year.


My new Honda HRV

I could finally drag no more and have to buy a car.


Thailand - The calm before the storm?

I just returned from Bangkok and it was just so unfortunate that the Thai King Bhumibol just passed away recently.
Black and white cloth everywhere

Updated BOC Smart saver vs other banks

From my last post, it seemed like BOC Smart saver is a good account. Alas, all good things must come to an end. It is not going to be so enticing anymore. Similar to OCBC 360, they changed their terms after the initial hype.

Let's take a look at the revised interest rates.


Comparing the new changes to the rest of the banks:

With that, the interest rate for the majority of us would be different too:

You can see that BOC Smart saver is no longer that attractive after the change. Initially, they wanted the market share and thus, set high interests compared to OCBC 360. Now, they are targeting people with high cash in their accounts and also high spending power. I believe most of us are still going to stick with OCBC 360 or UOB One.

I wonder how many of you changed from OCBC to BOC and are now going to change again.

POSB Cashback Bonus vs Standard Chartered Bonus Saver and others

Every bank now wants a piece of the action. Thanks to the success of OCBC 360, DBS and Standard Chartered bank are coming up with the bonus interest plans now. However, timing is everything. It will take much more to get consumers to switch away.

Anyway, let's evaluate:

POSB Cashback Bonus


Travelling mums

I have resumed my travels for work.


SimplySalesTalk: How to manage a micromanager

I used to work in SMEs and I can understand why the bosses like to micro manage people. They know that their employees are bound to quit sooner or later so they would want to know whatever you do so that they can follow up when time comes. They also want you to do according to their methods because they know that you will never put in as much effort as them.Thus, it leads to micromanagement.

Even bosses in MNC might be prone to micro management. They might feel that they can do better than you so they keep instructing you on what to do even though you have been in this job for more than a few years.
You so good, you do everything la!

Advertorials or helpful sharing

Recently, I received a few advertisers asking to post on my blog without mentioning that it is an advertorial. Worse part is, I have no say in the post or what is going to be published. This becomes not my blog anymore but a platform for advertising.

I hated it.

I want the money but yet I cannot accept it. Sigh, why is it so difficult to earn some money?! I think my readers will know that it is not written by me but then, my credibility as an objective reviewer will just go down the drain. What if the advertorial post goes against what I believe in? Am I blogging for money or for my hobby?

Preferably both la!

Too bad my hobby can't translate much into earnings. However, this made me realise one thing - I am blogging to share about what I feel, hopefully good deals and prudent tips for everyone. If you can help to click on my ads, then I will be happier, haha!

I welcome advertorials openly but too bad, my blog does not attract much traffic. It's ok because I have less pressure to commit on topics that I do not feel strongly about. It's a nice hobby and hopefully I will have more inspiration once I start travelling again.

I am not here to shame bloggers who do so because I know money is a strong motivating factor and there is a price to everything. Free money why refuse? I did not even give them a chance to offer before I rejected them. Stupid?! Maybe $10k leh? If one day you recognize that it is not my rambling then you will know that some advertisers offered $10k. Haha ok, daydreaming.

Let's not be too quick to judge others (me!).

Do you want to be a financial consultant?

I overheard 2 undergraduates talking among themselves while queueing for food and it's quite an interesting topic that I, myself have pondered before.